The Messenger • 31st January 2024 From 'Girl Math' to 'Loud Budgeting.' Suddenly, It's Cool to Hang on to Your Money A new TikTok phenomenon has people bragging about going without.
The Messenger • 21st December 2023 Why Buy Now, Pay Later Is the 'Phantom' Debt Are these interest-free short-term loans too good to be true?
The Messenger • 30th November 2023 Grieving the Loss of Pandemic Mortgage Rates: Will We Reach the 'Acceptance' Stage? Even though rates appear to have peaked, no one is predicting they'll get a lot lower.
The Messenger • 17th November 2023 Suddenly We're Talking About Deflation. Here's What That Means for You Could the Federal Reserve's interest rate hikes have gone too far to slow inflation?
The Messenger • 13th November 2023 Mortgage Rates Were Once 18%. Here's Why You're Still Worse Off Now Today's crazy real estate prices are as bad as the crazy mortgage rates of 40 years ago.
The Messenger • 2nd November 2023 Why It's Not Too Late to Finally Switch to a High-Yield Savings Account Many expect the Federal Reserve to keep interest rates high for a while.
The Messenger • 25th October 2023 Fixed Mortgage Payments Don't Feel So Fixed Anymore Rapidly rising insurance costs and bigger property tax bills are catching some homeowners off guard.
The Messenger • 10th October 2023 Marry the House, Date the Rate: Hopeful Homebuyers Bet on the Future Here's how to tell if you should buy now with a plan to refinance.
The Messenger • 5th October 2023 California Regulator Caves on Rates to Bring Insurance Companies Back Even Governor Newsom is on the last-resort FAIR plan.
The Messenger • 24th September 2023 You Now Have to Earn Over $100,000 to Afford a Typical Home in the US Between the steep mortgage rates and the crazy prices, a monthly payment — not counting insurance or property taxes — is well over $2,000 these days.
The Messenger • 15th September 2023 Why Lower Mortgage Rates Would Cure All That Ails the Housing Market Because of the recent spike in rates, it's not a buyer's or a seller's market.
The Messenger • 8th September 2023 Are You a Guppie? Bleak Housing Market Spawns Sad Version of '80s Yuppies Some young Americans who can't afford to buy a home in today's market have GUP — given up on property.
The Messenger • 5th September 2023 They're Baaaack. What To Know If You Have Student Loan Payments Again Six things you'll want to understand before bills return next month.
The Messenger • 27th August 2023 Tipping Resentment Is Rampant: 'Why Am I Tipping for a Pair of Pliers?' Many checkout screens suggest a tip, whether you were waited on or not.
The Messenger • 4th August 2023 Why You Should Apply for a HELOC Now, Before You Need One Tapping a home equity line of credit may get cheaper soon, and can be a good way to avoid moving and keep that stellar mortgage rate.
The Messenger • 18th July 2023 Biden's Latest Student Loan Reforms May Cost Far More Than Forgiveness They also may be tougher for opponents to challenge.
The Messenger • 6th July 2023 With Student Loans Back on the Books, Other Types of Credit Will Be Tougher To Get Here's yet another snag for borrowers resuming student loan payments this fall.
The Messenger • 30th June 2023 Supreme Court Strikes Down Student Loan Forgiveness Plan for 40 Million Borrowers The court ruled 6-3 that Biden didn't have the authority to cancel debt.
The Messenger • 22nd June 2023 How the Housing Market's 'Triple Whammy' Benches Buyers Buyers can’t catch a break — prices are still pretty crazy, listings are scarce and mortgage rates have more than doubled.